$29.99 — everything included

The decision file,
not a score.

A score tells you a number. A decision file tells you what to do — and stands behind you if the decision is challenged. Built in Canada for Canadian property managers.

Why screen harder

“They eyeball a paystub.
We read the bank account.”

Pay stubs are documents, and documents get edited. We verify income against the applicant's actual bank activity — with their consent, through a secure, read-only bank link — so the number on the application is the number in the account.

2.1%
9.1%

Application fraud in Ontario rentals, 2022 → 2025.

More than one in eleven applications now contains falsified information.

Rent Panda via CBC News — Ontario data

Four sections. Each one verified, stamped, and logged.

01

Identity

Government-ID verification and fraud checks on every application — so the person applying is the person moving in.

02

Income — from the bank, not the paystub

The applicant links their bank through a secure, read-only connection. Income is verified against actual deposits — included in every screen, not an add-on.

03

Credit — TransUnion, soft inquiry

A full TransUnion credit report and score, pulled as a soft inquiry with no impact on the applicant's score. Results in minutes.

04

Household & guarantor scoring

Students and newcomers aren't dead ends. Guarantor income counts at an 80% haircut with a 650 credit floor, scored into one household file with a TDS affordability check.

The question that matters

“If a declined applicant pushes back, what do I hold in my hand?”

This file. When you decline, an adverse-action notice is generated and sent for you automatically. Every consent is ledgered, and every step lands in an append-only audit log. You made a documented decision on verified data — and you can show it.

  • Adverse-action notice — generated and sent automatically on decline
  • Consent ledger — every applicant consent, timestamped
  • Append-only audit log — who saw what, when

One price. Or zero.

Single screen — everything included

$29.99

Pack of 5 — $24.00 per screen

$119.99

Pack of 10 — $19.50 per screen

$194.99

Applicant-pay — your screening cost is $0

$39.99